Hospital Indemnity / Copay Recovery Plans:
A Great Way to Address Gap Costs
Chances are your health insurance plan leaves you with out-of-pocket expenses. Are you covered by a Medicare Advantage with inpatient hospital co-pays? Whether you are covered by individual health insurance, group medical insurance or have already moved into Medicare, co-pays and deductibles are a reality.
Hospital Indemnity Insurance can provide gap coverage to help offset these expenses. This type of insurance can pay a daily benefit directly to YOU, versus the healthcare providers. The money can be used to help with insurance co-pays or it can be used to help with incidental expenses not covered by your medical insurance.
Policies can also be setup to pay you additional benefits beyond inpatient hospital stays. Ambulance trips, ER / Urgent Care Visits, Skilled Nursing Facility (SNF) visits, Outpatient /Day Surgery and Accident / Critical Illness Lump Sum riders are just a few of the ancillary benefits available with many available Hospital Indemnity policies. At a lower cost than you might expect!
Sample Hospital Indemnity Plan
A plan for roughly $1/Day could offer:
- Hospital Stay - $500/Day (Days 1-4 up to $2K)
- $250 per ER Visit
- $250 per Ambulance
- $250 per Day Surgery, etc.
(Just a sample plan for the "What If's") - Call us for a specific quote...
To Review Your Best Options, can Call / Text at 346-567-8300, E-mail or Schedule an Appointment at the top right of this web site.
Footnote: This is a brief overview of the coverage that can be included in an Indemnity Insurance policy.